Florida SS.8.FL.1.7
The Standard
Identify that interest, dividends, and capital appreciation (gains) are forms of income earned from financial investments.
Florida Next Generation Sunshine State Standards for Social Studies
Teacher's field guide
What This Standard Means
What Students Need to Do
- Students distinguish three ways investments can make money. They explain that interest comes from lending, dividends come from company payments, and capital appreciation comes from rising value.
What Mastery Looks Like
- Students correctly label the return in a savings, bond, or stock example. They can explain who pays it and whether it is a payment or an increase in value.
Common Misconceptions
- Students may think every investment pays interest or that dividends are guaranteed. They may also confuse a stock’s price increase with a cash payment received immediately.
How to Assess It
- Exit ticket: A bond pays $25, a stock pays shareholders $10, and another stock rises from $40 to $48. Label each return and explain why.
Lesson moves
Ways to Teach It
Give pairs nine scenario cards to sort under interest, dividends, or capital appreciation, then require one written reason per card.
Prompt students to explain how a bond payment, a shareholder payment, and a stock price increase differ.
Play Investment Income Bingo by reading return scenarios while students cover the matching term and explain one winning square.
Use a savings rate table and stock quote sheet to find one example each of interest, dividends, and price growth.
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Printable SS.8.FL.1.7 Worksheet
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Related Standards
- SS.4.FL.3.1
Identify ways that income is saved, spent on goods and services, or used to pay taxes.
- SS.4.FL.5.2
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- SS.8.FL.5
Identify and analyze the means, types and risks of financial investing including personal and societal influences and the government’s role in regulating invest...
- SS.8.FL.5.3
Discuss that when people buy corporate stock, they are purchasing ownership shares in a business that if the business is profitable, they will expect to receive...
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