Florida SS.4.FL.3.3
The Standard
- SS.4.FL.3
- Saving
Identify ways that people can choose to save money in many places - for example, at home in a piggy bank or at a commercial bank, credit union, or savings and loan.
Florida Next Generation Sunshine State Standards for Social Studies
Teacher's field guide
What This Standard Means
What Students Need to Do
- Students name places where people can keep money for later, such as a piggy bank, bank, credit union, or savings and loan. They explain why someone might choose each place.
What Mastery Looks Like
- A student can name several places to save money, including one at home and one financial institution. Given a simple situation, they can choose a place and give a reason.
Common Misconceptions
- Students may think saving only means putting coins in a piggy bank. Some may think money kept at a bank cannot be taken out later, or that a credit union is a kind of credit card.
How to Assess It
- Ask: “Mia wants to save $20 for a bike. Name one place at home and one financial institution where she could keep it. Which would you choose, and why?”
Lesson moves
Ways to Teach It
Give pairs play coins and a paper piggy bank and bank deposit slip, then have them sort coins into two savings places.
Ask students to write one reason a family might use a piggy bank and one reason they might use a credit union.
Make cards labeled piggy bank, bank, credit union, and savings and loan; read saving scenarios and have students hold up a choice.
Show a local bank or credit union branch on a map, then ask students how keeping money there differs from a jar at home.
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Printable SS.4.FL.3.3 Worksheet
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Related Standards
- SS.4.FL.3.1
Identify ways that income is saved, spent on goods and services, or used to pay taxes.
- SS.4.FL.5.1
Explain that after people have saved some of their income, they must decide how to invest their savings so that it can grow over time.
- SS.8.FL.3.7
Discuss the different reasons that people save money, including large purchases (such as higher education, autos, and homes), retirement, and unexpected events....
- SS.8.FL.3
Identify and compare the different means and risks of saving and investing money, including the impact of inflation and interest rates.
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