Florida B.E.S.T. MA.912.FL.4.6

MathGrades 9–12Describe the advantages and disadvantages of financial and investment plans, including insurances.

The Standard

Simulate the purchase of a stock portfolio with a set amount of money, and evaluate its worth over time considering gains, losses and selling, taking into account any associated fees.

Florida B.E.S.T. Standards for Mathematics

Teacher's field guide

What This Standard Means

What Students Need to Do

Students build a stock portfolio using a fixed amount of money and track its value as prices change. They calculate gains, losses, sale proceeds, remaining cash, and transaction fees before judging investment results.

What Mastery Looks Like

Students can allocate a fixed budget, calculate whole shares purchased, and track remaining cash. They can update portfolio value, calculate gains or losses, subtract fees, and explain whether selling improves their position.

Common Misconceptions

Students may treat a stock’s price change as the total gain or loss without multiplying by the number of shares. They may ignore trading fees, count unsold gains as cash, or assume selling always produces a profit.

How to Assess It

Give students a portfolio with three stocks, purchase prices, current prices, and a $7 selling fee. Ask them to calculate its current value and the cash received if all shares are sold.

Lesson moves

Ways to Teach It

  1. Give pairs $10,000 in play money and stock price cards, then have them buy shares, record cash, and update values across five rounds.

  2. Ask students to write whether the highest-gaining stock was the best investment after fees, using calculations as evidence.

  3. Run a portfolio challenge where teams calculate new values from price-change cards and earn points for accurate gain, loss, and fee totals.

  4. Use historical prices from three familiar companies to compare holding, selling, and switching stocks after commissions are deducted.

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