Oklahoma Social Studies USH.C.4.2.E
The Standard
- USH.C.4
- Analyze the cycles of economic boom and bust of the 1920s and 1930s on the transformation of the United States of America’s government and society.
- USH.C.4.2
- Analyze the prosperity of the Roaring Twenties and the collapse of the United States of America’s economy, leading to the Great Depression.
Examine the role of the Stock Market Crash and bank failures in weakening both the agricultural and manufacturing sectors of the economy as well as decimating the savings of middle class families.
Oklahoma Academic Standards for Social Studies (2026) · USH.C.4.2
Teacher's field guide
What This Standard Means
What Students Need to Do
- Students trace how stock market losses and bank failures reduced lending and spending. They explain how farms and factories lost customers or credit. They show how a failed bank could wipe out a family's uninsured savings.
What Mastery Looks Like
- A student can trace how a bank failure affects a family's savings, a farmer's loan, and a factory's sales. They can tell the difference between losing money on shares and losing deposits at a failed bank.
Common Misconceptions
- Students may think the crash alone caused every bank to fail. They may assume only investors lost money, or that bank deposits then had today's federal insurance.
How to Assess It
- Exit ticket: A family owns shares and has uninsured savings at a bank that fails. Explain the family's two losses and one effect on a farm and a factory.
Lesson moves
Ways to Teach It
Give groups paper money for bank deposits, farm loans, and factory orders, then remove one bank and have them track what payments stop.
Ask students to write: How could a family lose savings without owning a single share of stock?
Give pairs cards labeled crash, bank failure, lost savings, fewer loans, and fewer sales; have them build and explain two cause-and-effect chains.
Show a current bank statement's FDIC notice and ask students what protection a family with deposits at a failed 1931 bank lacked.
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Related Standards
- OKH.C.6.5
Examine how agricultural conditions and practices were precursors to the Great Depression by describing the boom-and-bust cycle of Oklahoma’s agricultural outpu...
- USH.C.4.2
Analyze the prosperity of the Roaring Twenties and the collapse of the United States of America’s economy, leading to the Great Depression.
- USH.C.4.2.G
Analyze points of view regarding the economic and social impact of the Great Depression on individuals, families, and the nation.
- USH.C.4.2.C
Identify causes contributing to an unstable economy including the overproduction of agriculture products, greater speculation in the stock market and buying on ...
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